Sarah Pichardo Do you lay awake at night wondering if a purchase is worth it? Like do you really need it or is it going to make its way into someone else’s home via Goodwill. Let’s take the guesswork out of it. Here are five handy-dandy steps to follow in order to find out if something is really worth it.
Step 1: Sing Missy Elliot’s Song, “Is it Worth it”
Is it worth it? Let me work it. I put thing down flip it and reverse it.
Step 2: Ask Yourself, Is it Worth it?
Now that you have that song stuck in your head, keep asking yourself, is it really worth it?
Step 3: Talk to your Bank Account
Hey, money talks so talk back to it. How does your wallet feel about this expenditure? Do you even have money in your wallet or is it begging for mercy?
Step 4: Talk to your Partner or Phone a Friend
Talk to your partner about it. Especially if it’s a major purchase where you’ll be spending money from a joint account. Let’s not start World War 3 in your house cause you didn’t communicate. Not worth it. No special someone? Phone a friend. Tell ‘em your hopes and dreams. What do they think? Also, make sure you phone the responsible friend not the crazy one. You know which one I’m talking about.
Step 5: Ask Yourself, What Would Grandma Do?
Your grandma is a smart woman. She pays in cash and thinks credit cards are for dumb-dumbs. And, if you don’t have the money, don’t spend it. Please refer to Step 3.
You did it!
You went through all 5 steps. Pour yourself a glass a wine. Now make a decision. If it’s really worth it, your partner is cool with it, you have the money and your pet gives you a thumbs up, then you should be good to go. If not, then it’s probably not worth it.
Check out these 5 tips to save money.
